Grade Financial,
Investment and Business

Wealth Management

We have a wide range of financial services solutions available right now for businesses, farms and families.

Private Banking

Because you matter. Your dreams, your family, your business — that’s what we’re all about. Our locally-owned community bank:


Looking for mortgage information, or are you ready to apply?


Our business is here to build up the correct back bundle to help you.

Who we are

About Us

Why Us

In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-Grade financial.
Since the nineteenth century, the banking office has been in three locations, all within three blocks of the original site. In February 1997 the first branch office, located in Nilssen's Foods in Baldwin, Wisconsin, was opened. A charter change in mid-2003 resulted in a new, simplified name: Investment Security Bank. In August of 2007, Grade Financial expanded its services area to include two additional branches in Spring Valley and Plum City.
Today, Decker and Taylor would witness a bank advanced in technology, with funding capabilities for industry, housing, and municipal infrastructure. Even with these "big bank" features, the Grade Financial still maintains its small-town pride.


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Enjoy life more with Everyday Checking and spend less time banking. With no monthly service fee, unlimited check writing capabilities, and only $50.00 to get started, Everyday Checking offers a convenient way to get your banking done in the least amount of your time. Other ways this account makes your life easier are free services, like online banking, bill pay*, eStatements, free ATM/Debit Card.



ISIB Online Savings Account offers a solution to saving without extra hoops to jump through. Competitive interest rates make it easy to grow funds for your next adventure. There is no monthly service fee as long as your account maintains a $10.00 balance. Minimum balance to open the account is $10.00 and you have an unlimited number of deposits monthly.



We offer flexible loan terms to finance a variety of needs including the purchase of cars, trucks, boats and other recreational equipment. We're here to help you make the right decision when making your purchase. Our loans feature competitive interest rates, no pre-payment penalties, customized terms to fit your situation.



At Grade Financial, we know all about business finance. We also understand what it takes to run your business. By working together, we'll develop the right finance package to help you fund your business assets, create growth and achieve your goals.


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Our Address

133 Sheikh Zayed Road, Near Financial Centre-Dubai, UAE

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